Month: January 2020

You ask the question: “How to live without money?” The answer is very simple – no way. You won’t last long without money, because you can simply forget about food, travel by public transport and paying utility bills. If the unemployed can still somehow live without paying bills, then without food – no.

In addition, no one canceled if you are unemployed, unexpected repair of the refrigerator, the upcoming birthday of a loved one or an urgent need to buy seasonal clothes. It’s better not to wonder how to survive in such conditions but simply lend some money. So, even if you are unemployed, you can take a loan online. Yes, that’s real.

Where does the unemployed get a loan?

When you hear the word “credit”, you immediately think that it certainly does not shine for you? Good Finance will convince you otherwise. There are two options for taking a loan:

1. Ask for a loan at the bank;
2. Get a loan from a microcredit organization.

In the first case, it will take a long time to upholster the banks’ thresholds in order for the loan application to be approved. For such large financial organizations as a bank, important references, and guarantees that your savings will be enough to repay the loan.

One of the main documents that you are asked to provide at the bank is a certificate of employment and the movement of money in accounts. Guarantor services may also be required. But what then is the unemployed to do? Do not carry valuables to a pawnshop? The answer is simple – you can contact Good Finance. You will be able to get a loan without unnecessary questions and the collection of necessary documents. After all, it happens that money is needed urgently.

How can an unemployed get a loan at Good Finance?

You can take a loan in Good Finance in just 15 minutes and feel free to dispose of the funds received at your own discretion. So how to get a loan to the unemployed? You must have a passport and an identification code with you. On the Keshinsky website, register an office, fill out a simple application form and indicate the bank card for which you want to receive money.

If the unemployed draw up a loan at Good Finance for the first time, then he can take up to 3000 dollars. The more often the unemployed will take money, the more they will be able to borrow at lower interest rates. The site has a convenient calculator that will show the final amount for payment. There are no hidden fees.

Why is it convenient for an unemployed to get a loan from Good Finance?

1. Credit even to the unemployed! We will not ask how much you earn and we will not require a certificate of income. It doesn’t matter to you why you needed money on credit.
2. No reference needed. A passport and an identification code are all documents needed by an unemployed person in order to apply for a loan. But remember that you should be 18 years old.
3. Money on the card in 15 minutes. The application will be processed within 15 minutes and you will be able to receive money on the card.
4. No hidden fees. The site has a calculator that will help calculate interest depending on the amount and maturity of the loan. Everything is transparent, there are no hidden fees.

Good Finance will give the unemployed money without any questions. You can forget that there is no way to live at the usual level due to the fact that you are temporarily unemployed.

Is it realistic to live in Ukraine on one pension? Unlikely. If you are a senior citizen and officially do not work anywhere, then you have to learn to save and carefully calculate your expenses. But unforeseen expenses often happen, which it is impossible to predict, for example, medicines were needed.

When there are no pending funds

The question arises, where to get the money? It is not always possible to borrow from relatives or friends, and the bank requires a whole bunch of documents.

You are a senior citizen and you do not have time to wait until the bank considers the application and issues a verdict? A microcredit organization will come to the rescue. You can not be afraid that the money will run out unexpectedly and no one will lend.

Benefits of an MFI for a senior citizen:

1. Credit to everyone! No one will look at the fact that you are a senior citizen and you have a small monthly income. There is no need to look for guarantors or property for collateral. Getting a loan is easy.
2. No inquiries. In order for a pensioner to receive a credit on the card, you do not need to collect documents that the bank usually requires. All you need is a passport of a citizen of Ukraine and an identification code.
3. Consideration of the application in 15 minutes. When the bill goes for minutes, it is important to get money quickly. Application for a loan can take up to 15 minutes. You can get money on your retirement card.
4. No hidden charges. You immediately see how much you will need to pay after the end of the loan period. A convenient calculator allows you to choose the amount, loan term and immediately see the final loan amount.

Getting a loan at a bank for a senior citizen may be delayed. The bank will request the following documents:

• Ukrainian passport;
• pensioner’s ID;
• a certificate from the Pension Fund about the pension for the last 6 months;

The pensioner needs to confirm solvency because the credit term directly depends on this. If a pensioner cannot provide confirmation, then the loan term will not exceed 1.5 years. With the confirmation of financial capabilities, a pensioner can get a loan for up to 5 years. But if money is needed urgently and there is no time to collect information and wait for the bank’s decision, then the best option is to get a loan from an MFI. It doesn’t matter if you are a working or non-working pensioner.

How to get a loan to a pensioner?

It’s simple, every pensioner will be able to take a loan online. You need to go to the Keshinsky site and register a personal account.

There you will see a short questionnaire that you must fill out. You should only have your passport and identification code with you. If you take a loan for the first time, the loan amount will not exceed 3000 dollars.

How to apply for a pensioner loan?

The process takes no more than 15 minutes. Fill out the form and send the online application. The manager will process the request as soon as possible, and the money will go to your bank card. You can even indicate the card on which the pension comes.

The pensioner decides how much he wants to take on credit. The site has a convenient calculator that allows you to calculate the loan term and get the final amount payable. If you often take a loan, you can take a large amount, at lower interest rates.